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Additional Services
Financial Services
The UYM realizes that the topic of finances may be very
intimidating to many seniors and has attempted to create a
simple, user-friendly assistance platform to answer and
inform its constituents on a variety of financial topics.
For those individuals who would like to consider the UYM’s
assistance in pursuing or finalizing these types of
financial topics and programs, the UYM has actually set up a
small agency structure to accommodate those individuals.
Additionally, by working with the UYM on these matters, a
portion of the regularly associated fees go back to the
foundation to continue its work. Please
contact us with any questions.
Annuities and Insurance
In an effort to better serve the varying financial
needs of the community we serve, we have put together a
program with the ability to match you with traditional
annuity strategies through all of the top annuity companies
available today offering you the potential for better terms
and higher rates than you may currently be enjoying along
with innovative programs and higher yielding CD
alternatives.
Additionally, aside from traditional insurance and annuity
programs, we also have the ability to serve you with highly
complex, strategic and new financial programs recently made
available to the senior marketplace that may prove to be
highly beneficial to you and your family, providing
short-term and long-term solutions including avoidance of
probate and wealth transference issues.
To see if you qualify for higher rates of return, please
contact us for more information
or to set up a free consultation via phone or in your area
with a licensed UYM representative – services available
nationwide.
Reverse
Mortgages
The UYM private reverse mortgage referral program is a governmentally
secured program that enables older homeowners (62+) the
ability to convert a portion of the equity in their homes
into tax-free income without having to sell their home, give
up title, or take on a new monthly mortgage payment. The
reverse mortgage is aptly named because the payment stream
is “reversed”, as instead of the payments going to the
lender as happens with a regular mortgage, a lender makes
payments to you.
The amount of funds you may be eligible to receive depends
on a variety of factors, including age, the appraised value
of the home, interest rates, governmental limits, etc. In
general, the older you are and the more valuable your home
(and the less you owe on your home), the more money you will
receive monthly.
Proceeds from a reverse mortgage may be used for anything,
whether to supplement retirement income for daily living
expenses, repair or modify your home, pay for health care,
pay off existing debts, buy a new car or take a vacation, to
cover property taxes, or if necessary, prevent a
foreclosure.
If you feel that a reverse mortgage is something you may
wish to consider or explore, please
contact us with any questions.
Foreclosure Program
The UYM and BSAH are helping families in crisis by
providing financial, legal and tax deductible support when
they are losing their homes. In situations where the homes
cannot be saved from foreclosure, BSAH and the UYM will help
the homeowner with relocation costs and provide them with a
portion of the homes equity to assist with future expenses.
These homes will then be transformed into much needed homes
for our seniors as part of our Senior Housing and Shared
Senior Housing Programs.
Long Distance Phone Service Let our
family keep your family in touch.
The seniorcareLD™ calling programs (a
division of the UYM) provide access to almost 200 countries
worldwide, allowing for you to stay in touch with everyone
you know around the globe. Our programs offer you access to
one of the most complete and affordable country lists
available in the industry today ensuring that you will
always be able to reach the people in your life wherever
they are found, near or far.
Our calling plans are very uniquely structured to provide
you with the best possible access, with the best possible
pricing, and with the best possible service available
anywhere in the industry to wherever you need to call. Our
programs allow you to customize your service so that you can
access the areas you want to call and only pay for the level
of service you need. Each plan is designed specifically with
you in mind, and structured into simple and easy to follow
levels of access for all your calling needs.
And of course, regardless of which program you choose, it is
reassuring to know that 100% of the net operating proceeds
from each calling plan go directly to the UYM in support of
the elderly and other community outreach programs.
Click
here to visit the website for more info.
Shared Senior Housing and Senior Housing Programs
The UYM and BSAH are converting single family homes acquired
through HUD and the Foreclosure Program into shared housing
for seniors where all residents have an equal share. In
addition to providing a safe and subsidized living
environment, our Field Area Offices will Manage the homes
and outfit them with the full range of services and programs
available through our “Be Safe At Home” support program such
as Personal Emergency Response, Medication Reminders, Home
Maintenance, yard work, grocery shopping and other domestic
services at no additional costs to the residents.
An example of an appropriate shared housing situation is a
single family home with three bedrooms: one bedroom per
senior and the sharing of all common areas, i.e., living
room, kitchen, and bathroom; OR, a three family home whereby
each senior or senior couple would live in their own
apartment.
For more information about these new programs or employment
opportunities associated with these programs please
Contact Us.
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