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Fundraising
Are you an organization who needs
or wants to raise more money for your programs? The obvious
answer to this question is yes, but the real answer is not
always that simple as most charitable organizations today
(especially in this economy) are so tightly run and spread
so thin that often times, one thing or another simply goes
unsupported – this generally means a greater concentration
of your organization’s time and efforts in one area, so
either your programs suffer because you must raise funds, or
your fund raising suffers because you need to concentrate on
your programs --- it is always a crucial, and critical tug
of war and juggling act.
Given our long term history
of working in and around the community, we, like you, have
faced these harsh but real issues and we’d like to think
that after 30 years we’ve figured some things out – turns
out we have. It is for this very reason that one of the
things we decided was important to the greater good of the
community we call the world around us, was to offer our
experiential knowledge to other non-profit organizations so
that they too may benefit and further their causes and
service structures – a true, win-win-win where everybody
profits and helps each other at no one’s expense.
Let us help you create and generate new and recurring
streams of revenue for your organization’s health and
financial well being so that you can concentrate on what we
are all here for – to make a difference.
CHIRA®:
The UYM, through its corporate
affiliations, has been approved to put together and
administer a very unique and exciting financial tool and
opportunity for the benefit of all parties. This highly
unique, proprietary and patent-pending charitable lending
strategy allows for your current and future donors to
provide potentially substantial pre-tax dollar funding to
your organization through their structured gifts – with no
probable risk or downside to the donor, the charity, or the
donor’s family.
Additionally, as most small to mid-sized (and many larger)
non-profit organizations are not equipped to handle the
extensive administration or marketing of a program of this
type, size or magnitude; the UYM administered CHIRA® product
allows your organization to benefit from our 29-year
organizational and operational structures – a simple charity
to charity support system whereby both organizations are
supported through each other’s efforts and assets with no
hidden agenda or issues.
Here are some key benefits:
● Virtually no risk for the donor or the charity
●
No hidden fees or tax consequences
● Funds immediately
accessible to charitable use
● UYM handles all aspects
of transaction
● No loss of funds for donor’s heirs
●
100% of proceeds to charity
So what is a
CHIRA®? How does it work?
Here is a
simplified explanation and example:
A CHIRA®
is a planning opportunity that allows an individual to
reinvest IRA funds into a charity while insuring the funds
are returned to their family upon their death. This shift in
wealth, from Wall Street to Main Street, can generate an
immediate benefit to charity without risk or income tax to
the individual donor.
The CHIRA® involves a loan from an
individual’s IRA to their charity. The loan to the charity
is collateralized by a life insurance policy purchased by
the charity on the donor’s life.
For
example:
A donor’s IRA loans $100,000 to your charity. Then,
$50,000 is used to purchase a single premium insurance
policy on the donor’s life. The $100,000 death benefit from
the policy is then used to repay the IRA for the loan upon
the donor’s demise. The charity (in this case the UYM acting
as your fiduciary administrator) annually pays interest and
also reserves (in trust) $30,000 to service future interest
(and any additional premiums if necessary). After payment of
the policy premiums and the interest reserve, there is an
immediate and unrestricted cash infusion of $20,000 which
can then be used by the charities for their tax exempt
purposes.
How long does it take your organization to
raise $20,000, $30,000 or more? The impact of this single
transfer and transaction is often equivalent to several
fundraisers – for some smaller groups, their entire year’s
budget – imagine the tremendous impact this program can have
on your organization’s ability to maintain and expand its
services. In a word, it may be unimaginable.
So, sounds simple right?
We both know that nothing good is
easy, the same is true here. The fact of the matter is that
this patent-pending, proprietary methodology is a highly
complicated financial transaction with many moving parts and
several long-term commitments and responsibilities to be
made on the charity’s behalf – one most non-profit
organizations (regardless of their size) are simply just not
prepared to handle, or may even begin to understand. It is
for this reason that the UYM (a CHIRA® approved charity) has
put together this administrative program to better allow
charitable organizations of any size to take full advantage
of this truly amazing opportunity. What that simply means is
that even if you do not fully understand the complete
structure, its underlying methodologies, the insurance and
banking industries, potential ramifications and long-term
fiduciary responsibilities, your organization can still
benefit from this program through our turn-key, third-party
administration.
The UYM, as mentioned
beforehand, is a 29-year old charitable organization whose
directors have over 25 years experience in the insurance,
securities and supportive banking industries providing a
highly unique peer-to-peer opportunity, simply one charity
helping another for the betterment of both organizations. In
this way the UYM facilitates the participation of other
charitable organizations such as yours by making it easy for
you to operate in this marketplace and arena – a way to
participate with no risk, little involvement and great gain
while the UYM handles the paperwork, insurance, maintenance
and fiduciary responsibilities of the program for you;
providing a gateway for the greater good to be accomplished
by offering our services to others who may well shy away
from one of the greatest and most powerful tools we as
charities have ever been given.
This is truly a timely and
much needed program; please contact us with any questions or
to further discuss how we may assist you in reaching your
financial goals.
seniorcareLD™
seniorcareLD is the culmination
of much hard work, time and energy. This program is a
proprietary system devised and developed by the UYM to
subsidize our own ongoing needs. In a time where economic
hardship is the norm and discretionary income at an all-time
low, we designed this program to allow individuals the
opportunity to do something that supports charity, while
also providing a useful and needed service – more
importantly, a service that almost everyone uses on a daily
basis. As we see it, we are simply asking people to redirect
moneys that they are already spending for a service they are
already paying for – only better.
The seniorcareLD™
program is destined to become a leading provider of domestic
and international long distance, as well as wholesale
consumer-based telecommunications products as it is unlike
any other telecommunications carrier available in today’s
marketplace. Its services include domestic and international
calling programs (and soon flat rate affordable cellular)
offering innovative local to global telecommunications
solutions with the unique aspect that unlike any other long
distance carrier, 100% of the net operating revenues
generated go directly to charity.
seniorcareLD™ and its partners
have over 30 years of combined telecommunications experience
in both traditional telephony and
Voice-Over-the-Internet-Protocol (VOIP) and include some of
the largest telecommunication companies in the world
allowing it to provide superior service at a very affordable
price – all without the use of special equipment or modems,
no cable or high speed internet connections, and the service
may be used from either a home or cell telephone line.
Through its close relationships
with major domestic and international telephony providers,
its unique program allows it to offer consumers long
distance calling services that span the globe -- including
the ability to call almost 200 international countries and
regions including anywhere in the U.S., Canada, Western
Europe, regions in Asia, Africa and Southern and Central
America – and best of all, with a defined charitable
purpose.
So, what does this mean
to your organization?
This simple program was designed
with the ability to be marketed (or private-labeled) through
and/or by other organizations. The UYM can provide your
organization with a turn-key program that will perpetuate
recurring revenue for your organization by simply recreating
for you what we have already done while we handle all the
back office structure, customer service and technical
aspects of the operation. Please
contact us for further information.
2returnme.com
Every once in a while a program
comes along that leaves you just looking at yourself in the
mirror, saying – “why didn’t I think of that?” – this is
just such a program. This simple service can literally be
used by everyone you know and allows for your organization
to generate some up-front funding as well as some long term
recurring capital. It may not cover your monetary budget,
but every dollar helps, and if you are going to market some
type of product anyway, you might as well make it something
that every person you know or can think or can use. Our
unique relationship with this organization grants us the
opportunity to pass along some great offers that may be
utilized to help you. Please feel free to contact us for
further details on our unique programs or go to
www.2returnme.com
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